Ally Financial Stock Analysis

Ally Stock Analysis Notes

About 84.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.01. Some equities with similar Price to Book (P/B) outperform the market in the long run. Ally Financial has Price/Earnings To Growth (PEG) ratio of 0.3. The entity last dividend was issued on the 2nd of February 2026. The firm had 310:1 split on the 10th of April 2014. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people. For more info on Ally Financial please contact Jeffrey Brown at 866 710 4623 or go to https://www.ally.com.

Ally Financial Investment Alerts

Ally Largest EPS Surprises

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Ally Financial Environmental, Social, and Governance (ESG) Scores

Ally Financial Thematic Classifications

Ally Stock Institutional Investors

Note, although Ally Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Ally Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 13 B.

Ally Profitablity

The company has Profit Margin (PM) of 0.12 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.2 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.2.

Management Efficiency

Return On Tangible Assets is likely to drop to 0 in 2026. Return On Capital Employed is likely to drop to 0.02 in 2026. At this time, Ally Financial's Non Currrent Assets Other are fairly stable compared to the past year. Total Current Assets is likely to rise to about 154.8 B in 2026, whereas Total Assets are likely to drop slightly above 160 B in 2026. Ally Financial's management efficiency ratios could be used to measure how well Ally Financial manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 7th of February, Ally Financial shows the Downside Deviation of 1.71, risk adjusted performance of 0.068, and Mean Deviation of 1.32. Ally Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Ally Financial Price Movement Analysis

Ally Financial Insider Trading Activities

Ally Financial Outstanding Bonds

Ally Financial Predictive Daily Indicators

Ally Financial Corporate Filings

Ally Financial Forecast Models

Ally Financial's time-series forecasting models are one of many Ally Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ally Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Ally Financial Bond Ratings

Ally Financial financial ratings play a critical role in determining how much Ally Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Ally Financial's borrowing costs.

Ally Financial Debt to Cash Allocation

Ally Financial currently holds 21.77 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity.

Ally Financial Common Stock Shares Outstanding Over Time

Ally Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Ally Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Ally Financial Debt Ratio

11.0

It appears most of the Ally Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Ally Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Ally Financial, which in turn will lower the firm's financial flexibility.

Ally Financial Corporate Bonds Issued

Ally Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Ally Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ally shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Ally Financial. By using and applying Ally Stock analysis, traders can create a robust methodology for identifying Ally entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Ally analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Ally analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Ally Financial stock analysis indicators help investors evaluate how Ally Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Ally Financial shares will generate the highest return on investment. By understating and applying Ally Financial stock analysis, traders can identify Ally Financial position entry and exit signals to maximize returns.

When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.